When you meet with Attorney Pleznac: Attorney Pleznac will help you determine the kind of bankruptcy that best meets your needs: Chapter 7 - Unsecured debts such as medical bills and credit cards are discharged. Clients most often keep their cars and homes by continuing to pay their mortgages and auto loans but have the option of discharging their car loans and mortgage. The vast majority of personal bankruptcies are Chapter 7 cases, but it is important to review your financi